Vlora App Is Nigeria’s first fully inclusive digital real estate brokerage financing platform.

We provide fast credit for rent, land, and property ownership, helping hardworking Nigerians access decent housing without waiting years to save up.

Through our Vlora App, users can:

• Buy, rent, or lease properties outrightly or pay in flexible installments.
• Access instant property financing under 60 minutes.
• Save towards rent, land, or any property goals with family and friends through Vlora’s decentralized cooperative system.
• Build a verified real estate portfolio and track payment or ownership progress in real time.

Our goal is to make homeownership and rental payments stress-free, fast, and affordable for everyone, from corporate workers to business owners and NYSC members.

Vlora’s credit system is powered by our registered housing cooperative, which gives us the legal right to provide credit and installment financing to our cooperative members.

• To access credits on our app, you must have an Active account.
• Click on the Request Button to Apply
• Choose a subscription plan that fits your goal and capacity
• Register and verify your identity.
• Link your card and bank account for smooth automated payments.
• Submit & wait for approval in less than 60 minutes.

After Approval

• Select a property or land and Vlora will pay the property owner or developer upfront.
• You repay your credit monthly through your linked card or wallet.

Unlike typical loan apps or property listing sites, Vlora combines real estate brokerage, financing, and cooperative savings under one ecosystem.

Our Unique Selling Point

• Fast Credit Approval; Our users get approved credit for rent or property finance in under 60 minutes.
• Cooperative Backing; We operate under a registered housing cooperative, ensuring transparency and community trust.
• Flexible Payment Options; Pay monthly, quarterly, or annually through automated debit system.
• Verified Listings Only; Every property is verified before listing, eliminating fraud or fake listings.
• Instant Developer Payouts; Developers get paid immediately once credit is approved for a client, so there’s no delay in project funding.
• Decentralized Savings Circles; Save with family, friends, or community members toward shared property goals.

Vlora Cooperative is the community finance arm of Vlora Realty Limited.

It’s the licensed housing cooperative that manages all credit, savings, and investment operations within the Vlora ecosystem.

By subscribing as a Vlora Cooperative Member, you:

• Become eligible for credit financing for rent, land, or property ownership.
• Gain access to exclusive savings communities
• Earn interest and rewards for consistent savings and participation.
• Membership & subscription shows genuine interest in property ownership, and allows us to serve you faster and better.

Vlora’s Savings Community lets users save jointly toward common goals, just like a cooperative or ajo, but smarter and digital.

You can join or create saving circles with family & friends.